The agreement will offer Indian occupational benefits from his social security, pension and other benefits, even after leaving France. You are entitled to free hospital insurance at age 65 if you have worked long enough under U.S. Social Security to qualify for a retirement pension. People born in 1929 or later need 40 credits (about 10 years of covered work) to qualify for old-age benefits. While the agreement between the U.S. and France allows the Social Security Administration to account for your French loans to help you qualify for retirement, disability, or surviving benefits in the U.S., the agreement does not cover Medicare benefits. As a result, we cannot count your credits in France to benefit from free Medicare medical insurance. To justify your exemption from coverage in the United States Social Security System, your employer in France must apply for a certificate of coverage (Form SE-404-1 or SE-404-2) from the local French health insurance agency that collects your social security taxes in France. Special provisions apply to self-employed persons who, in the absence of an agreement, would have to pay to both countries the person subject to social security tax (see table below). If you have Social Security credits in the United States and France, you may be entitled to benefits from one or both countries.
If you meet all the essential requirements of a country`s system, you regularly get an advantage from that country. If you don`t meet the essential requirements, the agreement can help you qualify for a performance, as explained below. For more information on French social security programs, consult all social security services in France. If you do not live in France, write to: Prior to the agreement, workers, employers, and the self-employed may be required, under certain circumstances, to pay Social Security taxes in the United States and France for the same work. The table below shows whether U.S. or French Social Security covers your work. If U.S. Social Security covers your work, you and your employer (if you are an employee) will have to pay U.S.
Social Security taxes. If the French system covers your work, you and your employer (if you are an employee) must comply with the French contribution requirements. The following section explains how to obtain a country coverage certificate that proves that you are exempt in the other country. The table below presents the different types of social security benefits to be paid under the U.S. and French social security schemes and briefly describes the eligibility requirements normally applicable to any type of benefit. If you do not qualify for these benefits, the agreement can help you qualify (see section „How to pay benefits”). If a U.S. benefit is payable based on the U.S.
and French Social Security Credit Census, we will determine an initial benefit based on your U.S. income, as if you had completed your entire career under the U.S. plan. The United States then reduced this initial benefit to take into account the fact that french loans helped make the benefit payable. The amount of the reduction depends on the number of US credits: the more US credits, the smaller the reduction; and the fewer U.S. loans there are, the greater the reduction. A certificate of coverage issued by one country serves as proof of exemption from social security duties on the same income in the other country. Normally, people who are not U.S.
citizens can receive U.S. Social Security benefits outside the United States. only if they meet certain requirements. However, under the agreement, you can benefit from benefits as long as you reside in France, regardless of your nationality. . . .